Your mortgage is done … now what?

Two men shake hands in an office

For most people purchasing a new home financing is often the most stressful part. What are some other things you need to worry about before moving into your new home? Moving expenses: Along with financing a new home, moving everything you own can be a very stressful process to go through. You can save yourself…

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Are you ready to own a home?

Family sits on the steps of their new home.

Are you ready to buy a house? It’s a question nearly everyone encounters at some point in their life. Whether you’re purchasing a home for the first time or have owned one or many houses in the past, there is always one question that lingers: “am I ready to do this?” At SouthPoint Home Mortgage,…

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Should I escrow my taxes and insurance?

White House box on top of money for article about Escrow

One of the big terms in the mortgage world is escrow. An escrow account is set up to collect funds to pay your property taxes, homeowner’s insurance and, if applicable, mortgage insurance. The lender collects one twelfth of each of those yearly premiums each month to ensure there is enough money in the escrow account…

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Landscaping Made Easy

Backyard with a table and two chairs facing a fence door with stairs

Now that you are settled into your home, you may find yourself asking what you want to do with the yard. Do you want to plant a garden, trees or bushes? Maybe you want paver blocks, a deck or privacy fence. Whatever your design aesthetic, all of these questions or ideas will come into play.…

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How to Prepare for Your Home Purchase

Four stacks of coins with plant growing and house to save for a mortgage

“How do I prepare to get a mortgage?” Talk about a frequently asked question. The fact of the matter is that most people aren’t aware that there are things you can do to set yourself up to get a mortgage. Certainly, you need to fill out a mortgage application and retrieve the required documentation for…

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3 Home Staging Tips for a Quick Sale at Top Dollar

Clean living room with couches, center table, and a carpet used as home staging area

Do you want to sell your home quickly and get the best price for it? Follow these three important home staging tips to help you enhance your home’s strengths and minimize the weaknesses so it appeals to as many buyers as possible. Home staging tips 1. Curb appeal – you know the old cliché, “don’t…

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Using your home to your advantage

A man making measurements on a wall with a carpenter's ruler and a pencil

With your home being a power asset, now may be the time to build on the strength of that asset. What is an asset? As your home ages, it can increase in value or appreciate. This is different than other assets like vehicles or campers, which tend to depreciate. One way to help increase your…

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