Check out Today's Rates
You're counting on us to help you reach the next milestone in your life, and we're committed to making you feel comfortable and confident every step of the way.
Below are today's current mortgage rates based on the assumptions in the loan example provided below. Your individual rate may be higher or lower, so we encourage you to connect with a Mortgage Loan Officer for personalized pricing.
Mortgage Loan Product | Interest Rate | APR* |
|---|---|---|
| OnPoint 10/1 Adjustable Rate Mortgage | 6.750 | 6.913 |
| OnPoint 7/1 Adjustable Rate Mortgage | 6.750 | 6.913 |
| OnPoint 5/5 Adjustable Rate Mortgage | 6.750 | 6.913 |
| Construction-To-Permanent Loan | 6.750 | 6.882 |
| 15 Year Fixed Rate | 6.375 | 6.637 |
| 30 Year Fixed Rate | 6.875 | 7.040 |
| 15 Year First Time Home Buyer | 6.375 | 6.477 |
| 30 Year First Time Home Buyer | 6.875 | 6.940 |
| FHA | 6.375 | 6.759 |
| Jumbo Mortgage | 7.250 | 7.293 |
| HomeReady | 7.125 | 7.294 |
| Rural Development | 6.375 | 6.582 |
| VA Mortgage Loan | 6.375 | 6.423 |
| 10 Year Rapid Refi | 7.125 | 7.223 |
| 15 Year Rapid Refi | 7.375 | 7.447 |
| Home Equity Adjustable Rate 5/5 | 7.250 | 7.360 |
| Home Equity Adjustable Rate 10/1 | 7.250 | 7.360 |
Rates effective as of September 11, 2026 and are subject to change at any time without notice.
*APR = Annual Percentage Rate. Rates subject to change. The APR displayed for the loan products shown reflects the interest rate and approximate cost of prepaid finance charges and closing costs. The actual fees, costs, and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Your rate and APR may differ depending on your credit history, property value, loan amount and other factors.
Loan payment example: A $200,000 borrowed for 360 months (30 years) at 6.000% interest and 6.153% APR will have a monthly principal and interest payment of $1,199.
The rates displayed are based on the assumptions listed below and pricing for a standard loan amount range of approximately $176,000 to $200,000, which we use to establish our base mortgage rate.
- Credit score 780 or higher
- LTV 80% (20% down payment)
- Purchase
- Owner-occupied, single‑family home
- No secondary financing
- 45‑day rate lock assumption
Please note that if your credit score, down payment, or other characteristics differ from the assumptions above, your rate may be higher or lower. Subject to credit approval. Property insurance is required. Rates, terms and conditions are for sample purposes only and subject to change. Rate payment example does not include costs of insurance and taxes; therefore, the actual payment obligation will be higher. Please contact your Mortgage Loan Officer for specific, customized pricing for your financial situation.