Why an ARM May Be Your Best Move

Young family dancing in their living room.

Recently, Adjustable Rate Mortgages (ARMs) have been becoming more popular due to standard mortgage rates increasing with the buying environment. SouthPoint Home Mortgage offers buyers a number of ARM options as part of our in-house loan products. There are a number of reasons why ARMs are an attractive loan product, even with foregoing a fixed…

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Today’s Real Estate Market … FAQs

Family of four jumping in their new house with boxes around them.

The real estate market has shifted tremendously since the start of the coronavirus pandemic. Now, as we are seven months into the two-year mark since COVID-19 reached the U.S., the market continues to adjust to the changing economic environment, rising inflation and fluctuating demand. If you’re looking to take out a home loan in the near…

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Hannah Tiernan Accepts Mortgage Loan Officer Role for Hutchinson

Hannah-Tiernan

Hannah Tiernan has joined SouthPoint Home Mortgage as a Mortgage Loan Officer in the Hutchinson branch. “We are excited to welcome Hannah as the Mortgage Loan Officer,” SouthPoint Financial Credit Union Sales Manager Brad Haynes said. “Hannah has worked in the real estate closing process and brings with her a vast knowledge and skillset with…

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All You Need to Know About Taking Out a Home Loan in 2022

Young children run into new home with boxes.

The real estate market has shifted tremendously since the start of the coronavirus pandemic. Now, as we approach the two-year mark since COVID-19 reached the U.S., the market continues to adjust to the changing economic environment, rising inflation and fluctuating demand. If you’re looking to take out a home loan in the near future, it’s…

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DIY or call the pros?

Man puts together a shelf with dogs help.

Q: Which home improvement projects can I tackle myself, and which should I leave to the pros? A: In today’s world, when you can look up how to do practically any project online, it’s tempting to want to do everything yourself, but it isn’t always the best choice. Attempting to do a project on your own can…

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Saving on Landscaping

Well Landscaped yard

For the green-thumbed homeowner, there are few things as pleasurable as running fingers through soft, moist earth, catching sight of the first flowering buds of spring and inhaling the scent of freshly cut grass. Tending to a lawn and garden can get expensive. Between seeds, fertilizer and gardening supplies, costs can be high enough to…

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What Do I Need To Know About Today’s Real Estate Market?

Todays Real Estate Market by SouthPoint Home Mortgage

Q: The news from the real estate market can be confusing. What do I need to know as a buyer, a seller, or just an American citizen, about today’s real estate market? A: Trends and stats in real estate are constantly changing, especially during the unstable economy of COVID-19. Here’s all you need to know about the…

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A Mortgage Team thank you

Small cardboard house with heart keychain

I know you’re typically used to seeing some fun mortgage topic in the newsletter, but given that it’s the holiday season I figured I would switch things up a little bit. This newsletter is all about you, the members! Who would have ever thought we would pair a global pandemic with historic mortgage rates? Well,…

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