Purchasing a New Home During COVID-19

We at SouthPoint Home Mortgage wanted to take some time to provide you with some tips and tricks on purchasing a new home while COVID-19 is still making its way across the United States. This is a stressful time for a lot of people and we have felt the impact as well. In an effort…

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6 Inexpensive Home Improvement Hacks from SouthPoint Home Mortgage

Are you making home improvements on a budget? For less than $100, you can give a room an entire new look! Cabinet makeover. Give a tired kitchen a new look by replacing just the cabinet fronts. Cover your countertops with granite look-a-like Contact paper instead of springing for actual new countertops. Use PVC pipes for…

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Mistakes to Avoid Before Your Home Closing SouthPoint Home Mortgage

Picture this: not only are you pre-approved for your home purchase, but your purchase agreement has been accepted and you’re ready to kick it into high gear. The boxes are packed, family and friends are lined up to help you move and you’re ready to enter into home ownership. But not so fast! Don’t derail…

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Is OnPoint for You SouthPoint Home Mortgage Loan Expert Sara Waibel Hutchinson and Waconia Minnesota

Have you heard the exciting news about SouthPoint Home Mortgage’s OnPoint Products? Our OnPoint products are new and improved to offer you even more purchasing power on your dream home or can help you save even more money with a refinance of your current home! What is OnPoint? It’s an adjustable rate mortgages (ARM)! We…

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Should I Refinance to a 15-year Mortgage by Mortgage Loan Officer John Flemmer New Ulm Minnesota

With mortgage rates falling and financial experts predicting an unstable future for the economy, lots of homeowners are rushing to refinance their mortgages to lock in low rates. One increasingly popular option is to refinance a conventional 30-year mortgage into a 15-year loan. Borrowers may be wondering if this is a financially sound move to make for…

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Home for the Holidays By Sara at SouthPoint Home Mortgage

There’s nothing quite like coming home for the holidays. It’s a time to reconnect with family and friends, reflect on the passing year and enjoy all of the sights, sounds and smells of the season. With that in mind, here are a few quick and easy tips to make your home holiday ready, so you…

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Tips and Tricks for Moving During the Holiday Season by SouthPoint Home Mortgage

As I sit here writing, snow is currently falling outside and the air has gone from summer heat to a sharp winter chill. It’s hard to believe it’s already the end of November. While most Minnesotans like to hunker down for the winter there are still a good number of people who move into a…

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Can I Buy A House When I’m Paying Off A Student Loan

Are you really ready to buy a house? Before you take a look at your finances to determine if you can pull off this purchase, make sure this goal is in your best interest. For starters, do you really know which city or neighborhood you’d like to live in at this point in your life?…

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Rate are low thinking of refinancing SouthPoint Home Mortgage

Q: I’ve heard that mortgage rates have dropped dramatically since the start of 2019. Should I refinance my mortgage loan to take advantage of these lower rates? A: Refinancing a mortgage is essentially paying off the remaining balance on an existing home loan and then taking out a new mortgage loan, often at a lower interest rate.…

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