How to Turn Your Back Yard into an Oasis

Back yard oasis

Most of us have spent lots of time at home this spring, and it looks like summer might not be much different. With many attractions still closed and some states seeing a surge in COVID-19 cases, safe travel will be challenging. For many Americans, this means choosing to staycation at home instead of hitting the…

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All You Need to Know About Closing Costs

All You Need to Know About Closing Costs

Buying a new home is a super-exciting and super-busy time. There are many details and decisions involved in this purchase — and, of course, loads of expenses. You’ve likely prepared for most of these expenses. Maybe you’ve been saving up for your down payment for many years and have set aside a few thousand dollars…

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Purchasing a New Home During COVID-19

Purchasing a New Home During COVID-19

We at SouthPoint Home Mortgage wanted to take some time to provide you with some tips and tricks on purchasing a new home while COVID-19 is still making its way across the United States. This is a stressful time for a lot of people and we have felt the impact as well. In an effort…

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6 Inexpensive Home Improvement Hacks

6 Inexpensive Home Improvement Hacks from SouthPoint Home Mortgage

Are you making home improvements on a budget? For less than $100, you can give a room an entire new look! Cabinet makeover. Give a tired kitchen a new look by replacing just the cabinet fronts. Cover your countertops with granite look-a-like Contact paper instead of springing for actual new countertops. Use PVC pipes for…

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Top Reasons Consumers Refinance Their Home

House balancing with money on other side of scale.

Today, many of us have more irons in the fire then we know what to do with.  Between work, life and everything else in between we sometimes forget to look for opportunities to change. For many, we buy our homes thinking this will be our forever home, or we can maybe change this or that…

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Mistakes to Avoid Before Your Home Closing

Mistakes to Avoid Before Your Home Closing SouthPoint Home Mortgage

Picture this: not only are you pre-approved for your home purchase, but your purchase agreement has been accepted and you’re ready to kick it into high gear. The boxes are packed, family and friends are lined up to help you move and you’re ready to enter into home ownership. But not so fast! Don’t derail…

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Is OnPoint for You?

Is OnPoint for You SouthPoint Home Mortgage Loan Expert Sara Waibel Hutchinson and Waconia Minnesota

Have you heard the exciting news about SouthPoint Home Mortgage’s OnPoint Products? Our OnPoint products are new and improved to offer you even more purchasing power on your dream home or can help you save even more money with a refinance of your current home! What is OnPoint? It’s an adjustable rate mortgages (ARM)! We…

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Should I Refinance to a 15-year Mortgage?

Should I Refinance to a 15-year Mortgage by Mortgage Loan Officer John Flemmer New Ulm Minnesota

With mortgage rates falling and financial experts predicting an unstable future for the economy, lots of homeowners are rushing to refinance their mortgages to lock in low rates. One increasingly popular option is to refinance a conventional 30-year mortgage into a 15-year loan. Borrowers may be wondering if this is a financially sound move to make for…

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Home for the Holidays!

Home for the Holidays By Sara at SouthPoint Home Mortgage

There’s nothing quite like coming home for the holidays. It’s a time to reconnect with family and friends, reflect on the passing year and enjoy all of the sights, sounds and smells of the season. With that in mind, here are a few quick and easy tips to make your home holiday ready, so you…

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