Saving on Landscaping

Well Landscaped yard

For the green-thumbed homeowner, there are few things as pleasurable as running fingers through soft, moist earth, catching sight of the first flowering buds of spring and inhaling the scent of freshly cut grass. Tending to a lawn and garden can get expensive. Between seeds, fertilizer and gardening supplies, costs can be high enough to…

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Are you ready to own a home?

Family sits on the steps of their new home.

Are you ready to buy a house? It’s a question nearly everyone encounters at some point in their life. Whether you’re purchasing a home for the first time or have owned one or many houses in the past, there is always one question that lingers: “am I ready to do this?” At SouthPoint Home Mortgage,…

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Making an additional payment

The value of making an additional principal and interest payment on your mortgage

Obtaining a mortgage loan can be an overwhelming process. Sometimes, the thought of having a loan against your home for 30 years seems like an eternity. To help reduce that stress, there is an option to consider; make one additional principal and interest payment to your mortgage each year. By doing so you can cut…

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Home Improvements on a Budget

Man standing on latter putting in a new light fixture and light bulb.

Home improvement projects sound fantastic until you start researching how much they are going to cost. The dollar signs start to add up and your interest in going through with the project begins to wane. An average bathroom remodel approaches $20,000, while a kitchen or master bedroom project will likely be much higher than that.…

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Budgeting for Your Next Home Purchase

Mason jar sitting on a table with coins inside and a dollar on top of jar.

Whether you’ve owned a home in the past or are looking to purchase for the first time, saving up for the purchase can be one of the most difficult aspects. We work with members on a daily basis to develop savings plans so they can afford to purchase a home down the road. There are…

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