Hannah Tiernan Accepts Mortgage Loan Officer Role for Hutchinson

Hannah Tiernan has joined SouthPoint Home Mortgage as a Mortgage Loan Officer in the Hutchinson branch. “We are excited to welcome Hannah as the Mortgage Loan Officer,” SouthPoint Financial Credit Union Sales Manager Brad Haynes said. “Hannah has worked in the real estate closing process and brings with her a vast knowledge and skillset with…

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Can I Buy A House When I’m Paying Off A Student Loan?

Can I Buy A House When I’m Paying Off A Student Loan

Are you really ready to buy a house? Before you take a look at your finances to determine if you can pull off this purchase, make sure this goal is in your best interest. For starters, do you really know which city or neighborhood you’d like to live in at this point in your life?…

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New Year’s Resolution – Home Buyers & Owners

Lady sitting on floor withe a house drawing behind her thinking about New Year’s Resolution for Home Buyers & Owner

We are all familiar with the typical New Year’s resolutions – eat healthy, exercise, save more money, etc… but when it comes to home ownership, having goals in place are just as important. Home Buyers If you are thinking of purchasing a home in the upcoming year, check out this list of home buyer resolutions…

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Making an additional payment

The value of making an additional principal and interest payment on your mortgage

Obtaining a mortgage loan can be an overwhelming process. Sometimes, the thought of having a loan against your home for 30 years seems like an eternity. To help reduce that stress, there is an option to consider; make one additional principal and interest payment to your mortgage each year. By doing so you can cut…

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Home Improvements on a Budget

Man standing on latter putting in a new light fixture and light bulb.

Home improvement projects sound fantastic until you start researching how much they are going to cost. The dollar signs start to add up and your interest in going through with the project begins to wane. An average bathroom remodel approaches $20,000, while a kitchen or master bedroom project will likely be much higher than that.…

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3 Questions to Determine if You’re Ready to Own a Home

Couple laying the a floor with moving boxes around them.

Buying a home is one of the biggest financial decisions you’ll ever make, so it’s important to not rush into it. It may feel like you’re throwing away money while renting (especially if your mortgage payment could be cheaper than your rent), but you may be able to avoid other expenses that homeowners incur. Before…

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What is PMI?

Couple in living room with wide looking over the couch with child on couch looking at a computer

Have you ever laid awake at night wondering what is Private Mortgage Insurance, or PMI? Benefits of PMI Don’t confuse Private Mortgage Insurance with homeowners insurance, which insures the actual property in case of a loss. PMI protects the lender when there is less than 20 percent equity and the borrower defaults on a conventional…

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3 Home Staging Tips for a Quick Sale at Top Dollar

Clean living room with couches, center table, and a carpet used as home staging area

Do you want to sell your home quickly and get the best price for it? Follow these three important home staging tips to help you enhance your home’s strengths and minimize the weaknesses so it appeals to as many buyers as possible. Home staging tips 1. Curb appeal – you know the old cliché, “don’t…

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