What is an escrow account?

By Casie Miller | September 17, 2018
The definition of the word escrow.

For many, an escrow account can be one of the most confusing pieces of a mortgage. Though they’re not always required, I believe they’re one of the most beneficial tools a person can have in their financial tool box. Once you understand what it is and how it works, it’s easy to see the benefits…

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Budgeting for Your Next Home Purchase

By Brad Haynes | March 14, 2018
Mason jar sitting on a table with coins inside and a dollar on top of jar.

Whether you’ve owned a home in the past or are looking to purchase for the first time, saving up for the purchase can be one of the most difficult aspects. We work with members on a daily basis to develop savings plans so they can afford to purchase a home down the road. There are…

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Trim Your Heating Costs

By Kim Peterson | February 19, 2018
Lady covered with blankets drinking coffee

Keeping warm in the winter shouldn’t break the bank or in this case the credit union. The average US family spends the same amount of money on heat leaking out of their homes, as they do on 41 gallons of milk (energyhog.org). The main budget eater that is on everyone’s mind is the monthly utility…

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