Expert Tips
The Benefits of Obtaining a Preapproval
Purchasing a home is often considered one of life’s significant milestones. Whether you are a first-time homebuyer or an experienced real estate investor, obtaining a mortgage preapproval should be your first step on the path to homeownership. Here are a few ways a preapproval can simplify and enhance the journey to finding your dream home.…
Read MoreAll You Need to Know About Buying a Home in 2023
If you’re planning to buy a home this year, you likely know you won’t be dealing with typical circumstances. The real estate market has been completely upended by the pandemic along with its ensuing financial fallout, and it has yet to recover. While the extreme market conditions that characterized the last two years are beginning…
Read MoreMy House Skyrocketed in Value. Now What?
The value of your home has likely increased in today’s market. In fact, in some areas of the country, properties have doubled in value over the last two years. Because of this, many homeowners, like you, may be wondering what, if anything, they can do with this burst of equity. Here, we’ve outlined several financial…
Read MoreWhy an ARM May Be Your Best Move
Recently, Adjustable Rate Mortgages (ARMs) have been becoming more popular due to standard mortgage rates increasing with the buying environment. SouthPoint Home Mortgage offers buyers a number of ARM options as part of our in-house loan products. There are a number of reasons why ARMs are an attractive loan product, even with foregoing a fixed…
Read MoreToday’s Real Estate Market … FAQs
The real estate market has shifted tremendously since the start of the coronavirus pandemic. Now, as we are seven months into the two-year mark since COVID-19 reached the U.S., the market continues to adjust to the changing economic environment, rising inflation and fluctuating demand. If you’re looking to take out a home loan in the near…
Read MoreHannah Tiernan Accepts Mortgage Loan Officer Role for Hutchinson
Hannah Tiernan has joined SouthPoint Home Mortgage as a Mortgage Loan Officer in the Hutchinson branch. “We are excited to welcome Hannah as the Mortgage Loan Officer,” SouthPoint Financial Credit Union Sales Manager Brad Haynes said. “Hannah has worked in the real estate closing process and brings with her a vast knowledge and skillset with…
Read MoreAll You Need to Know About Taking Out a Home Loan in 2022
The real estate market has shifted tremendously since the start of the coronavirus pandemic. Now, as we approach the two-year mark since COVID-19 reached the U.S., the market continues to adjust to the changing economic environment, rising inflation and fluctuating demand. If you’re looking to take out a home loan in the near future, it’s…
Read MoreDIY or call the pros?
Q: Which home improvement projects can I tackle myself, and which should I leave to the pros? A: In today’s world, when you can look up how to do practically any project online, it’s tempting to want to do everything yourself, but it isn’t always the best choice. Attempting to do a project on your own can…
Read MoreSaving on Landscaping
For the green-thumbed homeowner, there are few things as pleasurable as running fingers through soft, moist earth, catching sight of the first flowering buds of spring and inhaling the scent of freshly cut grass. Tending to a lawn and garden can get expensive. Between seeds, fertilizer and gardening supplies, costs can be high enough to…
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