Top Reasons Consumers Refinance Their Home

House balancing with money on other side of scale.

Today, many of us have more irons in the fire then we know what to do with.  Between work, life and everything else in between we sometimes forget to look for opportunities to change. For many, we buy our homes thinking this will be our forever home, or we can maybe change this or that…

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The 20% Down Myth

Down payment myth wood house with calculator SouthPoint Home Mortgage

If you’re desperate to own a home of your own, you are likely saving up until you have 20% of your dream home’s total value.  All that’s great, but the fact is you don’t need to put down 20%.  The 20% myth is leftover from the era after the housing crisis, when many lenders tightened…

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