Home for the Holidays!

Home for the Holidays By Sara at SouthPoint Home Mortgage

There’s nothing quite like coming home for the holidays. It’s a time to reconnect with family and friends, reflect on the passing year and enjoy all of the sights, sounds and smells of the season. With that in mind, here are a few quick and easy tips to make your home holiday ready, so you…

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Should you consider a cash-out refinance?

Clipboard with sheet of paper that says "cash-out refinance" sits on a desk with a calculator and wood house cutout.

A cash-out refinance is a great option for paying down debts, getting finances in order, or for home improvements and other major expenses. A refinance uses the equity, or built up value, in your home to finance these desired items. For example: you owe $150,000 on your mortgage, but your home is valued at $250,000.…

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Home Improvements on a Budget

Man standing on latter putting in a new light fixture and light bulb.

Home improvement projects sound fantastic until you start researching how much they are going to cost. The dollar signs start to add up and your interest in going through with the project begins to wane. An average bathroom remodel approaches $20,000, while a kitchen or master bedroom project will likely be much higher than that.…

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