Top Reasons Consumers Refinance Their Home

House balancing with money on other side of scale.

Today, many of us have more irons in the fire then we know what to do with.  Between work, life and everything else in between we sometimes forget to look for opportunities to change. For many, we buy our homes thinking this will be our forever home, or we can maybe change this or that…

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Home for the Holidays!

Home for the Holidays By Sara at SouthPoint Home Mortgage

There’s nothing quite like coming home for the holidays. It’s a time to reconnect with family and friends, reflect on the passing year and enjoy all of the sights, sounds and smells of the season. With that in mind, here are a few quick and easy tips to make your home holiday ready, so you…

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Should you consider a cash-out refinance?

Clipboard with sheet of paper that says "cash-out refinance" sits on a desk with a calculator and wood house cutout.

A cash-out refinance is a great option for paying down debts, getting finances in order, or for home improvements and other major expenses. A refinance uses the equity, or built up value, in your home to finance these desired items. For example: you owe $150,000 on your mortgage, but your home is valued at $250,000.…

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