What determines your credit score?

A man checks his credit score on his phone and computer.

Your credit score stays with you forever and helps lending institutions determine how much money they should borrow you, but how is it determined? There are several areas credit bureaus look at when determining your score. They don’t randomly assign a three digit number between 350-850, so it’s a good idea to know what goes…

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How to Prepare for Your Home Purchase

Four stacks of coins with plant growing and house to save for a mortgage

“How do I prepare to get a mortgage?” Talk about a frequently asked question. The fact of the matter is that most people aren’t aware that there are things you can do to set yourself up to get a mortgage. Certainly, you need to fill out a mortgage application and retrieve the required documentation for…

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