Have you heard the exciting news about SouthPoint Home Mortgage’s OnPoint Products? Our OnPoint products are new and improved to offer you even more purchasing power on your dream home or can help you save even more money with a refinance of your current home!

What is OnPoint?

It’s an adjustable rate mortgages (ARM)! We have several terms available such as 5/5, 3/1, 7/1, and 10/1. OnPoint begins with a fixed interest rate and then adjusts up or down after the initial term. There are 2% maximum increase amounts to protect you at each rate increase and 5% maximum for the term of the loan. These loans can be amortized up to a 30 year term and allow you to capture the low interest rates we are seeing in the market right now. Typically they are ideal for people who don’t plan to keep their mortgage for the long term.

With a SouthPoint Home Mortgage OnPoint loan, there’s no origination fee, you’ll get low interest rates with terms to meet your individual needs and low payments for your budget. Now for a limited time, we are also offering an additional $500 back any way you want it with any OnPoint mortgage closing! I know that sounds too good to be true, but it’s not! You can choose a VISA gift card to use anywhere or a credit towards your closing costs.

Our Pillars

At SouthPoint Home Mortgage our lenders take the time to listen to your individual wants and needs. We have a full menu of products and services to offer you and competitive rates to keep your payment affordable. We have easy application options with lenders in our branches to schedule personal meetings or, if you prefer, we have phone and online application options as well. We have an obsession of making it easy for you during the mortgage process and keep open communication with you at all times. We call ourselves simplicity gurus … contact us today and see for yourself how stress-free we make the process!