Home Equity Loan Special
Your home equity is ready to help you reach all your goals – not just home improvements! Tell us what you’re hoping to achieve, and we’ll discuss how a Home Equity Line of Credit or Home Equity Loan can help. Take advantage of our limited time special of No Closings Cost option.
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No Closing Costs
Limited Time Only
Competitive Rates
As Low as 5.99% APR*
Flexible Terms
No Prepayment Penalties
Home Equity Adjustable Rate
A home equity loan, also called a second mortgage, lets you borrow against the equity you’ve built up in your home through your down payment, mortgage payments and increased home value.
- 5/5 Option
- As low as 5.99% APR*
- Fixed percentage rate for the first 5 years.
- Maximum increase of just 2% per rate adjustment with a lifetime maximum adjustment of 5%
- Ability to borrow up to 90% Combine Loan to Value
- 10/1 Option
- As low as 6.49% APR*
- Fixed percentage rate for the first 10 years.
- Maximum increase of just 2% per rate adjustment with a lifetime maximum adjustment of 5%
- Ability to borrow up to 90% Combine Loan to Value
A home equity loan may be the right choice if:
- You want a lower rate than your average personal loan
- You have a good amount of equity built up in your home
- You want steady monthly payments
- You need a large amount of upfront cash, such as for a major home repair or vehicle purchase.
Home Equity Line of Credit
A home equity line of credit (HELOC) is a flexible and affordable way to cover large, ongoing or unexpected expenses, like home improvements and debt consolidation.
- As Low as 5.99% APR*
- 24-Hour Access; Use Funds for Anything
- No Annual Fee
- 10-year draw period, then take up to 10 years to pay off any remaining balances
- Interest may be tax deductible (consult your tax advisor)
A home equity line of credit may be the right choice if:
- You want a lower rate alternative than other loan options
- You have a good amount of equity built up in your home
- You want ongoing access to cash, such as for emergencies or college tuition
What you should know about Home Equity Lines of Credit.
Home Equity Early Disclosure